What is the Difference Between Your Marginal Tax Rate & Your Effective Tax Rate?

Have you heard the phrases “marginal tax rate” (or tax bracket) and “effective tax rate” and wondered what the distinction is between them? In order to explain the difference, it is first important to note that in the U.S., we do not pay a flat tax – we are on a graduated system and therefore… Continue reading What is the Difference Between Your Marginal Tax Rate & Your Effective Tax Rate?

Soft Skills Are Hard Work

I am not sure who it was that first decided to call certain critical people skills: abilities like communication, empathy, and connection “soft”.